Extensive Lender Knowledge and accuracy.

We possess in-depth knowledge of the best interest rates, rebates, and turnaround times offered by over 150 lenders in our immediate and reliable network of Private Lenders available. This enables us to recommend lenders that align with your unique requirements.

Our expertise streamlines the process for you. We'll handpick lenders capable of approving your loan, sparing you the hassle of conducting your own search.

This is the important part. Prior to submitting your application, we conduct a pre-assessment along with gathering all the alternatives and exit strategies you will have. This significantly boosts your chances of approval while preventing unsuccessful inquiries that could negatively impact your credit history.

We provide thorough the solution journey, available product options and their respective advantages and disadvantages. This empowers you to make smarter choices.

Our commitment doesn't end at settlement. We’ll continue to assist you with maintaining and constantly improving your situation. Our selection is always improving and we share this daily.

• Monitoring your interest rate and negotiating with your lender for better terms.
• Keep you updated as your fixed rate or interest-only period approaches expiration and facilitate extensions when needed.
• Leveraging improvements in your credit report to secure lower interest rates.
• Helping manage construction progress payments.
• Monitoring property values to guide decisions about moving or investing.
• Accommodating changes to your loan, such as fixing rates or adjusting repayment schedules.

Settlement Extension Denied? Fast Funding Solutions. Step-by-step guide to getting funded quickly when time is critical.

Approvals possible within hours, not weeks. When you need funding fast, traditional banks simply can't keep up.

Time-sensitive situations require lenders who understand urgency. Private lenders specialise in fast funding because they make decisions quickly, without the bureaucracy of traditional banks.

In Australian business and property, timing is everything:

• Property settlements have strict deadlines — miss them and you could lose your deposit
• Business opportunities don't wait for bank approval committees
• Cash flow crunches need immediate solutions, not 6-week reviews
• Auction purchases require unconditional finance ready to go

Traditional banks take 4-8 weeks to approve loans. Private lenders can settle in 24-72 hours.

Submit your funding request with basic details:

• Loan amount needed
• Purpose of funds
• Security/collateral available
• Your timeline

No lengthy paperwork upfront. Just the essentials to get started.

Our network of verified private lenders is notified instantly. Because they're motivated to lend and have capital ready, you'll typically receive your first offer within hours.

Review multiple offers side-by-side:

• Interest rates (typically 6.5%-12% p.a.)
• Establishment fees (usually 1-2%)
• Settlement timeframe
• Any conditions

Once you accept an offer:

• Solicitors prepare loan documents
• Valuation arranged (often same-day for metro properties)
• Funds settled to your account

Total time from application to funds: As little as 24 hours.

Total time4-8 weeks24-72 hours

• Settlement deadline approaching and bank is slow
• Auction purchase requiring quick settlement
• Bridging between sale and purchase
• Development site opportunity

• Urgent cash flow needs
• Time-sensitive business acquisition
• Equipment needed immediately
• Tax debt requiring urgent attention

• Site acquisition before competitors
• Construction cost overruns
• Presale requirements changing
• Development finance delays

Speed comes at a premium, but for many situations, it's worth it:

Typical Fast Loan Terms:

• Interest: 6.5%-12% p.a.
• Establishment fee: 1-2%
• Term: 1-12 months or up to 3 years
• LVR: Up to 70-90%

When the Premium Makes Sense:

• Losing a $50,000 deposit vs paying $5,000 in higher interest
• Securing a deal worth $100,000 profit vs missing out
• Avoiding penalty interest on late settlement
• Capturing a time-limited business opportunity

To get the fastest possible settlement:

Know your property details, have recent valuations if available.

Lenders need to know how you'll repay. Common exits:

• Property sale
• Refinance to bank
• Business income
• Asset sale and so on ...

Reply to lender questions quickly. Delays on your end slow everything down.

While not always needed upfront, having these ready speeds things up:

• ID documents
• Property details
• Basic financials
• Entity documents (if company/trust)

Alert your solicitor you may need fast settlement. Some specialise in urgent deals.

Yes, for straightforward deals with clear security. Same-day approval is common, with settlement within 24-48 hours possible for urgent situations.

Private lenders earn interest from day one of settlement. Faster settlement means they start earning returns sooner. They're also set up for speed — it's their competitive advantage.

Generally yes yet we have some very competitive solutions that assist the borrower more than ever. Rates are higher than banks (typically 6.5%-11% vs 6-8%). However, the cost is often justified by the value of securing your deal or avoiding penalties.

Most private loans can be extended or refinanced. Discuss this with your lender upfront. Many borrowers use private lending as a bridge while arranging longer-term bank finance.

No. Private lenders focus on the security (your property) and exit strategy rather than credit scores. People with impaired credit regularly access fast private funding.

When time is critical, you need lenders who understand urgency.

Post your deal in 2 minutes and receive offers within hours.

• Offers typically within 2-4 hours
• Settlement possible in 24-72 hours
• Multiple lenders competing for your deal
• Compare terms side-by-side

Ready to get funded fast? Hit the Contact us and see how quickly you can receive offers.